Asfar AH, Inayati A. THE RELATIONSHIP OF NON PERFORMING LOAN (NPL) AND LOAN TO DEPOSIT RATIO (LDR) TO THE ESTABLISHMENT OF RESERVES FOR INCREASED LOSS IN CONVENTIONAL COMMERCIAL BANKS LISTED ON THE INDONESIA STOCK EXCHANGE . MULTI RES LIT [Internet]. 2022 Jul. 2 [cited 2026 May 23];1(4):463-77. Available from: http://ijomral.esc-id.org/index.php/home/article/view/53